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Once you are charmed, they will start asking you to send money. They may claim to have a very sick family member or a desperate situation with which they need your help. Once you give them money, they often disappear. A fraudster can also create a fake dating site where you pay for each message you send and receive.

To keep you writing back and paying, the scammer may hook you in with vague emails about their love and desire for you. In many cases, the scammer may even arrange to meet up with you in person to make their fraud seem more credible. A muscular man in a blue superhero suit is confronting two vultures dressed in badly fitting, cheap-looking business suits. The superhero is cracking open a book that has a scotch-taped note on the cover. The superhero is fighting back against the directory scam. A typical one is the directory scam.

A fraudster sends your company a proposal for a listing or advertisement in a magazine, journal or business directory, or for an online directory. They'll call to confirm the address and other details. Then the accounting department will receive and pay the bill, unaware that your company never actually ordered or authorized the service. Another common fraud is the health and safety products scam. You might receive a phone call from someone claiming to be from the provincial government, telling you that your first-aid kits need to be replaced or you have to update your company's health and safety training.

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In both cases, you may be told to act quickly. One other possible scam is the office supply scam, which involves you receiving and being charged for items you didn't order. In many cases, scammers will hound you to pay the amount they claim you owe.

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They will even trick you into believing that they will report you to a collection agency. The superhero is fighting against a scary-looking angler fish with sharp teeth and bulging eyeballs. Click here to give us your banking info. The superhero is not taking the bait. They are about to delete a common phishing scam that tries to get personal information by pretending to be a real organization. As we spend more time online, fraudsters are getting more creative with scams in the digital space.

Phishing is when you get an unsolicited email that claims to be from a legitimate organization, such as financial institutions, businesses or government agencies. Scammers ask you to provide or verify, either via email or by clicking on a web link, personal or financial information, like your credit card number, passwords and social insurance number.

These messages often copy the tone and logo of organizations you trust, and usually include a call to action. They take many shapes and forms but the bottom line is that they seek your personal details.

They are surrounded by notes that feature threats commonly heard by victims of tax scams, such as:. The superheroes are fighting back against tax scammers who claim to be from the Canada Revenue Agency and demand to be paid tax debts. You get a text message or an email from the Canada Revenue Agency CRA claiming you're entitled to an extra refund and all you need to do is provide your banking details.

Watch out—this wonderful-if-true situation is exactly what a tax scam looks like. Another variation is that they call you to say that you owe the CRA money and that you need to pay right away, or else they will report you to the police. In any case, if you do receive a call, letter, email or text saying you owe money to the CRA, you can double check online via " My Account " or call A grey, blue-eyed dog wearing a purple superhero cape has answered the door to a large brown bull. The superhero is fighting back against door-to-door scams by taking the time to read the fine print and not giving in to sales pressure.

Despite living in the digital age, there are still some old fashioned scams that come right to your door, posing a threat to you and to businesses. With this trick, door-to-door salespeople use high-pressure tactics to convince you to buy a product or sign up for a service you don't want or need.

These aggressive pitches are often for charitable donations, investment opportunities or home services and maintenance of various appliances, like water heaters, furnaces and air conditioners. In many cases, you'll never receive the product or service promised. In others, the products or services are of poor quality or not as represented. An elderly man with a grey beard in a purple superhero suit is lifting the lid off a grey metal box with one hand and holding a smartphone in the other hand. Send Money! Inside the box is a stage filled with actors, fake props and a crew meant to simulate a hospital setting.

The actors and crew look startled. The superhero has successfully resisted the emergency scam, where someone calls pretending to be a loved one in trouble and claims they need money immediately. Emergency frauds usually target loving grandparents, taking advantage of their emotions to rob them of their money. The typical scam starts with a grandparent receiving a phone call from someone claiming to be their grandchild. The "grandchild" goes on to say they're in trouble—common misfortunes include having been in a car accident, getting locked up in jail, or trouble returning home from a foreign country—and they need money immediately.

The caller will ask you questions, getting you to reveal personal information. They'll also swear you to secrecy, saying they are embarrassed and don't want other family members to find out what's happened. One variation of this ploy features two people on the phone, one pretending to be a grandchild and the other a police officer or lawyer. A teenage boy in a red superhero suit is flying through the air. With his finger, he has punctured a hole in the head of a man made entirely from balloons. He is wearing a pink bowtie, blue jacket and orange pants, all made out of balloons.

All around, empty cardboard boxes are scattered.

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A laptop is perched on a cardboard box. Online shopping is a favourite pastime for many consumers. But many deals you see online—from inexpensive designer purses to significantly discounted electronic goods—are too good to be true. Fraudsters can create accounts on legitimate auction sites, such as eBay, or on an online marketplace, like Kijiji or Craigslist.

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  • They will advertise their products at very low prices, enticing you to buy them. At the end of the day, if you do get something, it might be of poor quality or a bad imitation of what you expected. In other instances, fraudsters will lure you into clicking on sponsored links that will direct you to a seemingly genuine website.

    If you decide to buy from there, you won't benefit from any protection or services that legitimate websites offer. By being cautious about to whom she sells her merchandise, the superhero is both protecting herself and stopping scammers who pose as buyers online.

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    If you sell items online, either personally or as part of a business, you need to be careful who you sell to as there is a risk of being targeted by tricksters who want to take your merchandise, money, or both. In one version, the fraudster will agree to buy your item without seeing it. You'll get a PayPal or email money notification that claims the payment is pending. The catch is, the notification will say the payment will only be released when you provide a tracking number for the goods. By the time you enter the tracking number, you'll have already shipped the merchandise only to learn that the payment notification was a fake.

    In other cases, you might get paid with a fake money transfer, a fraudulent cheque or a stolen credit card. In another version, the scammer may send you a message that says the payment can't be sent due to a problem with your PayPal or bank account. You'll be asked to pay a fee to obtain a business account to complete the transaction. The scammer offers to pay the fee if you reimburse them using a transfer or wire service. If you agree, the "fee" money will go to the con artist. Whether you've been scammed or targeted by a fraudster, you should always report it. Canadian authorities may not always be able to take action against scams, but there are ways you can help. By reporting the scam, authorities may be able to warn other people and alert the media to minimize the chances of the scam spreading further.

    You should also warn your friends and family of any scams you come across. Website: AntiFraudCentre. Website: CompetitionBureau. Your local consumer affairs office is the best resource for investigating scams that appear to come from within your own province or territory.

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    A list of provincial and territorial consumer affairs offices can be found in the Canadian Consumer Handbook. Financial scams involve sales offers or promotions about financial products and services, such as superannuation, managed funds, financial advice, insurance, or credit or deposit accounts. You can report financial and investment scams to the Canadian Securities Administrators or your local securities regulator. They can advise you on what to do next. When contacting your bank or financial institution, make sure to use the telephone number found in the phone book, on your account statement or on the back of your card.

    Many scams arrive by email and text message. Fraudulent, phishing or smishing messages requesting personal details can also be reported to the bank, financial institution or other concerned organization. Again, be sure to use a phone number or email address that is listed in an official reputable source, and not the one that appears in the email.

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    Many scams that may breach consumer protection laws those enforced by the Competition Bureau and other government and law enforcement agencies may also breach the fraud provisions of the Criminal Code. If you are the victim of fraud—meaning you have suffered a loss because of someone's dishonesty or deception—consider contacting your local police, especially if the amount involved is significant. You should definitely contact the police if your property has been stolen or you've been threatened or assaulted by a scammer.